|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
THE CITIZENS NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE CITIZENS NATIONAL BANK |
| Address | 100 E. STEVENS STREET
QUITMAN, GA 31643 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,099,000 |
| Average Mortgage Loan Amount Applied For | $80,666 |
| Highest Mortgage Loan Amount Applied For | $815,000 |
| Average Applicant Income | $89,250 |
| Highest Applicant Income | $490,000 |
|
|
|
| Home Improvement |
17 | $347,000 |
$20,000 | $81,000 |
$46,000 | $158,000 |
| Home Purchase |
22 | $1,431,000 |
$65,000 | $190,000 |
$72,000 | $200,000 |
| Refinancing |
27 | $3,321,000 |
$123,000 | $815,000 |
$90,000 | $490,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $532,000 |
$35,000 | $190,000 |
$62,000 | $200,000 |
| Hispanic |
1 | $47,000 |
$47,000 | $47,000 |
$41,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $241,000 |
$120,000 | $141,000 |
$103,000 | $206,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
48 | $4,279,000 |
$89,000 | $815,000 |
$75,000 | $490,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $5,099,000 |
$77,000 | $815,000 |
$72,000 | $490,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $171,000 |
$57,000 | $65,000 |
$31,000 | $52,000 |
| Application Withdrawn By Applicant |
1 | $160,000 |
$160,000 | $160,000 |
$104,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $4,768,000 |
$76,000 | $815,000 |
$74,000 | $490,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $65,000 |
$65,000 | $65,000 |
$30,000 | $30,000 |
| Debt-To-Income Ratio |
2 | $106,000 |
$53,000 | $55,000 |
$31,000 | $52,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE CITIZENS NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
