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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE COASTAL BANK OF GEORGIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE COASTAL BANK OF GEORGIA |
| Address | 1500 NEWCASTLE STREET
BRUNSWICK, GA 31520 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 132 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,592,000 |
| Average Mortgage Loan Amount Applied For | $301,750 |
| Highest Mortgage Loan Amount Applied For | $9,525,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $2,709,000 |
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| Home Improvement |
21 | $11,078,000 |
$527,000 | $9,525,000 |
$55,000 | $265,000 |
| Home Purchase |
64 | $18,370,000 |
$287,000 | $3,489,000 |
$111,000 | $1,119,000 |
| Refinancing |
47 | $8,144,000 |
$173,000 | $1,287,000 |
$124,000 | $2,709,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $1,186,000 |
$107,000 | $755,000 |
$47,000 | $174,000 |
| Hispanic |
3 | $474,000 |
$158,000 | $270,000 |
$114,000 | $171,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
26 | $24,060,000 |
$925,000 | $9,525,000 |
$6,000 | $100,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
92 | $11,872,000 |
$129,000 | $650,000 |
$142,000 | $2,709,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
132 | $37,592,000 |
$284,000 | $9,525,000 |
$107,000 | $2,709,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $48,000 |
$48,000 | $48,000 |
$53,000 | $53,000 |
| Application Denied By Financial Institution |
8 | $351,000 |
$43,000 | $135,000 |
$52,000 | $144,000 |
| Application Withdrawn By Applicant |
1 | $118,000 |
$118,000 | $118,000 |
$37,000 | $37,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
122 | $37,075,000 |
$303,000 | $9,525,000 |
$111,000 | $2,709,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $170,000 |
$42,000 | $135,000 |
$64,000 | $144,000 |
| Debt-To-Income Ratio |
4 | $181,000 |
$45,000 | $120,000 |
$41,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE COASTAL BANK OF GEORGIA by:
Metropolitan Area And
County
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