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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE COTTONPORT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE COTTONPORT BANK |
| Address | PO BOX 1075
COTTONPORT, LA 71327 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 339 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,250,000 |
| Average Mortgage Loan Amount Applied For | $100,076 |
| Highest Mortgage Loan Amount Applied For | $1,917,000 |
| Average Applicant Income | $145,307 |
| Highest Applicant Income | $1,071,000 |
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| Home Improvement |
29 | $1,314,000 |
$45,000 | $174,000 |
$56,000 | $179,000 |
| Home Purchase |
166 | $10,983,000 |
$66,000 | $408,000 |
$59,000 | $1,071,000 |
| Refinancing |
144 | $11,953,000 |
$83,000 | $1,917,000 |
$54,000 | $430,000 |
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| American Indian or Alaskan Native |
8 | $560,000 |
$70,000 | $150,000 |
$41,000 | $110,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
43 | $2,086,000 |
$48,000 | $163,000 |
$43,000 | $117,000 |
| Hispanic |
1 | $35,000 |
$35,000 | $35,000 |
$73,000 | $73,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,377,000 |
$422,000 | $1,917,000 |
$0 | $0 |
| Not Provided |
1 | $20,000 |
$20,000 | $20,000 |
$35,000 | $35,000 |
| White |
278 | $18,172,000 |
$65,000 | $816,000 |
$61,000 | $1,071,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
339 | $24,250,000 |
$71,000 | $1,917,000 |
$57,000 | $1,071,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
44 | $3,260,000 |
$74,000 | $190,000 |
$54,000 | $221,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
295 | $20,990,000 |
$71,000 | $1,917,000 |
$57,000 | $1,071,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE COTTONPORT BANK by:
Metropolitan Area And
County
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