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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE EVANGELINE BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE EVANGELINE BANK AND TRUST |
| Address | 497 WEST MAIN STREET
VILLE PLATTE, LA 70586 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 566 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,848,000 |
| Average Mortgage Loan Amount Applied For | $54,913 |
| Highest Mortgage Loan Amount Applied For | $2,780,000 |
| Average Applicant Income | $53,478 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
97 | $3,446,000 |
$35,000 | $324,000 |
$45,000 | $168,000 |
| Home Purchase |
282 | $18,793,000 |
$66,000 | $2,780,000 |
$44,000 | $300,000 |
| Refinancing |
188 | $9,624,000 |
$51,000 | $333,000 |
$53,000 | $300,000 |
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| American Indian or Alaskan Native |
1 | $22,000 |
$22,000 | $22,000 |
$94,000 | $94,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
48 | $1,833,000 |
$38,000 | $333,000 |
$52,000 | $217,000 |
| Hispanic |
1 | $35,000 |
$35,000 | $35,000 |
$50,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
76 | $8,229,000 |
$108,000 | $2,780,000 |
$0 | $0 |
| Not Provided |
2 | $140,000 |
$70,000 | $120,000 |
$27,000 | $54,000 |
| White |
439 | $21,604,000 |
$49,000 | $277,000 |
$55,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
567 | $31,863,000 |
$56,000 | $2,780,000 |
$47,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $899,000 |
$47,000 | $150,000 |
$37,000 | $82,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
548 | $30,964,000 |
$56,000 | $2,780,000 |
$47,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $56,000 |
$28,000 | $50,000 |
$45,000 | $54,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $651,000 |
$43,000 | $120,000 |
$40,000 | $82,000 |
| Debt-To-Income Ratio |
1 | $42,000 |
$42,000 | $42,000 |
$16,000 | $16,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$0 | $0 |
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Mortgage Loan App Totals for THE EVANGELINE BANK AND TRUST by:
Metropolitan Area And
County
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