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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE FARMERS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FARMERS BANK |
| Address | 88 NORTH LEE STREET
FORSYTH, GA 31029 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,468,000 |
| Average Mortgage Loan Amount Applied For | $28,666 |
| Highest Mortgage Loan Amount Applied For | $190,000 |
| Average Applicant Income | $65,833 |
| Highest Applicant Income | $150,000 |
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| Home Improvement |
7 | $140,000 |
$20,000 | $45,000 |
$58,000 | $139,000 |
| Home Purchase |
8 | $669,000 |
$83,000 | $190,000 |
$35,000 | $95,000 |
| Refinancing |
38 | $1,659,000 |
$43,000 | $182,000 |
$50,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $256,000 |
$32,000 | $49,000 |
$45,000 | $92,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $332,000 |
$83,000 | $165,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $1,880,000 |
$45,000 | $190,000 |
$55,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
53 | $2,468,000 |
$46,000 | $190,000 |
$49,000 | $150,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $192,000 |
$96,000 | $190,000 |
$18,000 | $22,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $2,111,000 |
$42,000 | $182,000 |
$51,000 | $150,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $165,000 |
$165,000 | $165,000 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $192,000 |
$96,000 | $190,000 |
$18,000 | $22,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FARMERS BANK by:
Metropolitan Area And
County
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