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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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THE FARMERS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FARMERS STATE BANK |
| Address | 205 LINCOLN, P.O. BOX 277
CIRCLEVILLE, KS 66416 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 83 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,062,000 |
| Average Mortgage Loan Amount Applied For | $99,100 |
| Highest Mortgage Loan Amount Applied For | $305,000 |
| Average Applicant Income | $77,200 |
| Highest Applicant Income | $206,000 |
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| Home Improvement |
10 | $300,000 |
$30,000 | $68,000 |
$54,000 | $98,000 |
| Home Purchase |
40 | $2,958,000 |
$73,000 | $214,000 |
$51,000 | $206,000 |
| Refinancing |
33 | $3,804,000 |
$115,000 | $305,000 |
$51,000 | $119,000 |
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| American Indian or Alaskan Native |
7 | $447,000 |
$63,000 | $238,000 |
$23,000 | $43,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $261,000 |
$261,000 | $261,000 |
$70,000 | $70,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $60,000 |
$60,000 | $60,000 |
$29,000 | $29,000 |
| White |
74 | $6,294,000 |
$85,000 | $305,000 |
$54,000 | $206,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $7,062,000 |
$85,000 | $305,000 |
$51,000 | $206,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $1,249,000 |
$69,000 | $169,000 |
$46,000 | $165,000 |
| Application Withdrawn By Applicant |
9 | $788,000 |
$87,000 | $180,000 |
$42,000 | $88,000 |
| File Closed For Incompleteness |
1 | $40,000 |
$40,000 | $40,000 |
$38,000 | $38,000 |
| Loan Originated |
55 | $4,985,000 |
$90,000 | $305,000 |
$55,000 | $206,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $467,000 |
$116,000 | $169,000 |
$91,000 | $165,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $394,000 |
$43,000 | $60,000 |
$28,000 | $85,000 |
| Debt-To-Income Ratio |
4 | $358,000 |
$89,000 | $140,000 |
$48,000 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $30,000 |
$30,000 | $30,000 |
$19,000 | $19,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FARMERS STATE BANK by:
Metropolitan Area And
County
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