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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE FARMERS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FARMERS STATE BANK |
| Address | 7340 MAIN STREET
LANESVILLE, IN 47136 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,045,000 |
| Average Mortgage Loan Amount Applied For | $73,571 |
| Highest Mortgage Loan Amount Applied For | $246,000 |
| Average Applicant Income | $52,428 |
| Highest Applicant Income | $279,000 |
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| Home Improvement |
13 | $764,000 |
$58,000 | $160,000 |
$72,000 | $252,000 |
| Home Purchase |
51 | $4,147,000 |
$81,000 | $215,000 |
$50,000 | $200,000 |
| Refinancing |
61 | $4,134,000 |
$67,000 | $246,000 |
$60,000 | $279,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
125 | $9,045,000 |
$72,000 | $246,000 |
$57,000 | $279,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $9,045,000 |
$72,000 | $246,000 |
$57,000 | $279,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $187,000 |
$62,000 | $118,000 |
$52,000 | $68,000 |
| Application Denied By Financial Institution |
18 | $1,609,000 |
$89,000 | $215,000 |
$47,000 | $194,000 |
| Application Withdrawn By Applicant |
2 | $273,000 |
$136,000 | $200,000 |
$53,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
102 | $6,976,000 |
$68,000 | $246,000 |
$59,000 | $279,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $622,000 |
$103,000 | $130,000 |
$76,000 | $194,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $475,000 |
$59,000 | $140,000 |
$33,000 | $62,000 |
| Debt-To-Income Ratio |
3 | $416,000 |
$138,000 | $215,000 |
$38,000 | $70,000 |
| Employment History |
1 | $96,000 |
$96,000 | $96,000 |
$22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FARMERS STATE BANK by:
Metropolitan Area And
County
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