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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE FELTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FELTON BANK |
| Address | 120 W. MAIN ST., P.O. BOX 266
FELTON, DE 19943 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 67 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,079,000 |
| Average Mortgage Loan Amount Applied For | $287,800 |
| Highest Mortgage Loan Amount Applied For | $1,125,000 |
| Average Applicant Income | $39,200 |
| Highest Applicant Income | $207,000 |
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| Home Improvement |
23 | $1,470,000 |
$63,000 | $375,000 |
$42,000 | $153,000 |
| Home Purchase |
29 | $6,045,000 |
$208,000 | $1,125,000 |
$62,000 | $207,000 |
| Refinancing |
15 | $1,564,000 |
$104,000 | $300,000 |
$70,000 | $161,000 |
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| American Indian or Alaskan Native |
2 | $139,000 |
$69,000 | $130,000 |
$37,000 | $41,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $181,000 |
$45,000 | $86,000 |
$48,000 | $63,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $2,559,000 |
$365,000 | $1,125,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
54 | $6,200,000 |
$114,000 | $422,000 |
$66,000 | $207,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
67 | $9,079,000 |
$135,000 | $1,125,000 |
$57,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $297,000 |
$99,000 | $133,000 |
$52,000 | $73,000 |
| Application Denied By Financial Institution |
14 | $443,000 |
$31,000 | $90,000 |
$29,000 | $63,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $63,000 |
$63,000 | $63,000 |
$46,000 | $46,000 |
| Loan Originated |
49 | $8,276,000 |
$168,000 | $1,125,000 |
$66,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $353,000 |
$27,000 | $86,000 |
$30,000 | $63,000 |
| Debt-To-Income Ratio |
1 | $90,000 |
$90,000 | $90,000 |
$14,000 | $14,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FELTON BANK by:
Metropolitan Area And
County
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