|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE FIRST NATIONAL BANK OF GRE
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE FIRST NATIONAL BANK OF GRE |
| Address | PO BOX 8, 40 CENTER SQUARE
GREENCASTLE, PA 17225 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 576 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $55,333,000 |
| Average Mortgage Loan Amount Applied For | $127,500 |
| Highest Mortgage Loan Amount Applied For | $1,250,000 |
| Average Applicant Income | $79,428 |
| Highest Applicant Income | $2,145,000 |
|
|
|
| Home Improvement |
159 | $7,130,000 |
$44,000 | $539,000 |
$71,000 | $900,000 |
| Home Purchase |
89 | $13,034,000 |
$146,000 | $700,000 |
$63,000 | $240,000 |
| Refinancing |
328 | $35,169,000 |
$107,000 | $1,250,000 |
$78,000 | $2,145,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $299,000 |
$149,000 | $179,000 |
$70,000 | $74,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,048,000 |
$209,000 | $700,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
569 | $53,986,000 |
$94,000 | $1,250,000 |
$74,000 | $2,145,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
576 | $55,333,000 |
$96,000 | $1,250,000 |
$73,000 | $2,145,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $115,000 |
$115,000 | $115,000 |
$49,000 | $49,000 |
| Application Denied By Financial Institution |
28 | $2,896,000 |
$103,000 | $670,000 |
$43,000 | $99,000 |
| Application Withdrawn By Applicant |
13 | $1,128,000 |
$86,000 | $190,000 |
$44,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
534 | $51,194,000 |
$95,000 | $1,250,000 |
$76,000 | $2,145,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $1,400,000 |
$58,000 | $188,000 |
$41,000 | $99,000 |
| Debt-To-Income Ratio |
2 | $1,140,000 |
$570,000 | $670,000 |
$65,000 | $72,000 |
| Employment History |
1 | $6,000 |
$6,000 | $6,000 |
$23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $350,000 |
$350,000 | $350,000 |
$76,000 | $76,000 |
|
Mortgage Loan App Totals for THE FIRST NATIONAL BANK OF GRE by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
