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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE FIRST STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FIRST STATE BANK |
| Address | 115 SOUTH TOPEKA
BURLINGAME, KS 66413 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 86 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,733,000 |
| Average Mortgage Loan Amount Applied For | $36,333 |
| Highest Mortgage Loan Amount Applied For | $255,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $107,000 |
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| Home Improvement |
7 | $271,000 |
$38,000 | $91,000 |
$29,000 | $72,000 |
| Home Purchase |
26 | $1,232,000 |
$47,000 | $153,000 |
$41,000 | $100,000 |
| Refinancing |
62 | $3,077,000 |
$49,000 | $255,000 |
$45,000 | $145,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $191,000 |
$191,000 | $191,000 |
$53,000 | $53,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $32,000 |
$32,000 | $32,000 |
$105,000 | $105,000 |
| Not applicable |
1 | $3,000 |
$3,000 | $3,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
92 | $4,354,000 |
$47,000 | $255,000 |
$43,000 | $145,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
95 | $4,580,000 |
$48,000 | $255,000 |
$43,000 | $145,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $742,000 |
$106,000 | $200,000 |
$65,000 | $145,000 |
| Application Withdrawn By Applicant |
1 | $80,000 |
$80,000 | $80,000 |
$63,000 | $63,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $3,733,000 |
$43,000 | $255,000 |
$41,000 | $107,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $25,000 |
$25,000 | $25,000 |
$33,000 | $33,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FIRST STATE BANK by:
Metropolitan Area And
County
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