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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE GOOD LOAN LENDER
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE GOOD LOAN LENDER |
| Address | 2700 N. LITTLE MOUNTAIN DRIVE #G-101
SAN BERNARDINO, CA 92405 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 650 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $46,609,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $854,000 |
| Average Applicant Income | $120,583 |
| Highest Applicant Income | $651,000 |
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| Home Improvement |
571 | $30,583,000 |
$53,000 | $416,000 |
$115,000 | $576,000 |
| Home Purchase |
13 | $2,245,000 |
$172,000 | $535,000 |
$79,000 | $258,000 |
| Refinancing |
66 | $13,781,000 |
$208,000 | $854,000 |
$111,000 | $651,000 |
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| American Indian or Alaskan Native |
7 | $739,000 |
$105,000 | $275,000 |
$340,000 | $651,000 |
| Asian |
19 | $945,000 |
$49,000 | $124,000 |
$127,000 | $240,000 |
| Black or African American |
35 | $2,566,000 |
$73,000 | $518,000 |
$100,000 | $240,000 |
| Hispanic |
255 | $16,599,000 |
$65,000 | $854,000 |
$99,000 | $402,000 |
| Native Hawaiin or Other Pacific Islander |
12 | $406,000 |
$33,000 | $52,000 |
$131,000 | $264,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $1,239,000 |
$137,000 | $535,000 |
$126,000 | $200,000 |
| White |
313 | $24,115,000 |
$77,000 | $720,000 |
$120,000 | $418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
648 | $46,458,000 |
$71,000 | $854,000 |
$114,000 | $651,000 |
| FHA-insured (Federal Housing Administration) |
1 | $46,000 |
$46,000 | $46,000 |
$135,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $105,000 |
$105,000 | $105,000 |
$115,000 | $115,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
203 | $13,980,000 |
$68,000 | $527,000 |
$112,000 | $418,000 |
| Application Withdrawn By Applicant |
276 | $20,967,000 |
$75,000 | $854,000 |
$110,000 | $576,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
171 | $11,662,000 |
$68,000 | $720,000 |
$123,000 | $651,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $89,000 |
$12,000 | $18,000 |
$79,000 | $168,000 |
| Debt-To-Income Ratio |
4 | $112,000 |
$28,000 | $38,000 |
$114,000 | $240,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
175 | $12,918,000 |
$73,000 | $527,000 |
$113,000 | $418,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE GOOD LOAN LENDER by:
Metropolitan Area And
County
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