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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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THE GRANGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE GRANGE BANK |
| Address | 605 SOUTH FRONT STREET, SUITE 100
COLUMBUS, OH 43215 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 844 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $112,944,000 |
| Average Mortgage Loan Amount Applied For | $118,215 |
| Highest Mortgage Loan Amount Applied For | $752,000 |
| Average Applicant Income | $86,937 |
| Highest Applicant Income | $924,000 |
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| Home Improvement |
73 | $1,557,000 |
$21,000 | $83,000 |
$67,000 | $144,000 |
| Home Purchase |
451 | $67,529,000 |
$149,000 | $752,000 |
$72,000 | $775,000 |
| Refinancing |
321 | $44,058,000 |
$137,000 | $504,000 |
$72,000 | $924,000 |
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| American Indian or Alaskan Native |
4 | $529,000 |
$132,000 | $200,000 |
$47,000 | $50,000 |
| Asian |
9 | $1,533,000 |
$170,000 | $291,000 |
$109,000 | $300,000 |
| Black or African American |
26 | $3,380,000 |
$130,000 | $252,000 |
$52,000 | $116,000 |
| Hispanic |
16 | $2,510,000 |
$156,000 | $626,000 |
$77,000 | $147,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
126 | $9,633,000 |
$76,000 | $700,000 |
$69,000 | $244,000 |
| White |
664 | $95,559,000 |
$143,000 | $752,000 |
$72,000 | $924,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
839 | $112,240,000 |
$133,000 | $752,000 |
$72,000 | $924,000 |
| FHA-insured (Federal Housing Administration) |
4 | $603,000 |
$150,000 | $202,000 |
$46,000 | $51,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $301,000 |
$150,000 | $227,000 |
$96,000 | $107,000 |
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| Application Approved But Not Accepted |
2 | $182,000 |
$91,000 | $162,000 |
$44,000 | $56,000 |
| Application Denied By Financial Institution |
77 | $6,555,000 |
$85,000 | $243,000 |
$47,000 | $155,000 |
| Application Withdrawn By Applicant |
62 | $8,881,000 |
$143,000 | $311,000 |
$64,000 | $300,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
704 | $97,526,000 |
$138,000 | $752,000 |
$75,000 | $924,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
14 | $1,047,000 |
$74,000 | $211,000 |
$55,000 | $126,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
40 | $3,719,000 |
$92,000 | $240,000 |
$43,000 | $123,000 |
| Debt-To-Income Ratio |
16 | $1,464,000 |
$91,000 | $243,000 |
$47,000 | $155,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $214,000 |
$42,000 | $122,000 |
$65,000 | $144,000 |
| Unverifiable Information |
2 | $111,000 |
$55,000 | $100,000 |
$29,000 | $36,000 |
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Mortgage Loan App Totals for THE GRANGE BANK by:
Metropolitan Area And
County
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