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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE HARBOR BANK OF MARYLAND
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE HARBOR BANK OF MARYLAND |
| Address | 25 W. FAYETTE STREET
BALTIMORE, MD 21201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 16 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,842,000 |
| Average Mortgage Loan Amount Applied For | $165,571 |
| Highest Mortgage Loan Amount Applied For | $435,000 |
| Average Applicant Income | $256,142 |
| Highest Applicant Income | $1,256,000 |
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| Home Improvement |
1 | $53,000 |
$53,000 | $53,000 |
$0 | $0 |
| Home Purchase |
7 | $1,592,000 |
$227,000 | $435,000 |
$583,000 | $1,256,000 |
| Refinancing |
8 | $1,197,000 |
$149,000 | $250,000 |
$66,000 | $154,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $2,149,000 |
$179,000 | $435,000 |
$353,000 | $1,256,000 |
| Hispanic |
1 | $83,000 |
$83,000 | $83,000 |
$243,000 | $243,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $250,000 |
$250,000 | $250,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
2 | $360,000 |
$180,000 | $186,000 |
$65,000 | $72,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16 | $2,842,000 |
$177,000 | $435,000 |
$288,000 | $1,256,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $414,000 |
$138,000 | $179,000 |
$118,000 | $154,000 |
| Application Withdrawn By Applicant |
1 | $83,000 |
$83,000 | $83,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
12 | $2,345,000 |
$195,000 | $435,000 |
$355,000 | $1,256,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE HARBOR BANK OF MARYLAND by:
Metropolitan Area And
County
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