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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE HEIGHTS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE HEIGHTS BANK |
| Address | 4717 N. PROSPECT RD.
PEORIA, IL 61616 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 121 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,822,000 |
| Average Mortgage Loan Amount Applied For | $83,666 |
| Highest Mortgage Loan Amount Applied For | $340,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $180,000 |
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| Home Improvement |
29 | $1,170,000 |
$40,000 | $150,000 |
$67,000 | $180,000 |
| Home Purchase |
45 | $3,859,000 |
$85,000 | $340,000 |
$62,000 | $145,000 |
| Refinancing |
47 | $2,793,000 |
$59,000 | $166,000 |
$53,000 | $104,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $174,000 |
$87,000 | $90,000 |
$54,000 | $60,000 |
| Black or African American |
5 | $193,000 |
$38,000 | $55,000 |
$90,000 | $104,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $456,000 |
$76,000 | $150,000 |
$20,000 | $120,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
108 | $6,999,000 |
$64,000 | $340,000 |
$61,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $7,822,000 |
$64,000 | $340,000 |
$60,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $208,000 |
$41,000 | $80,000 |
$24,000 | $50,000 |
| Application Withdrawn By Applicant |
3 | $278,000 |
$92,000 | $133,000 |
$33,000 | $56,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
113 | $7,336,000 |
$64,000 | $340,000 |
$62,000 | $180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $47,000 |
$23,000 | $31,000 |
$34,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE HEIGHTS BANK by:
Metropolitan Area And
County
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