|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE HERNANDO COUNTY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE HERNANDO COUNTY BANK |
| Address | 1187 S BROAD ST
BROOKSVILLE, FL 34601 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 113 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,633,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $427,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $309,000 |
|
|
|
| Home Improvement |
55 | $1,224,000 |
$22,000 | $100,000 |
$42,000 | $112,000 |
| Home Purchase |
45 | $4,818,000 |
$107,000 | $427,000 |
$66,000 | $309,000 |
| Refinancing |
25 | $1,725,000 |
$69,000 | $180,000 |
$44,000 | $95,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $200,000 |
$66,000 | $156,000 |
$41,000 | $48,000 |
| Hispanic |
3 | $94,000 |
$31,000 | $48,000 |
$36,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
119 | $7,473,000 |
$62,000 | $427,000 |
$52,000 | $309,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $7,767,000 |
$62,000 | $427,000 |
$51,000 | $309,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
24 | $1,201,000 |
$50,000 | $200,000 |
$45,000 | $112,000 |
| Application Withdrawn By Applicant |
15 | $1,650,000 |
$110,000 | $427,000 |
$54,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $4,916,000 |
$57,000 | $228,000 |
$52,000 | $309,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $8,000 |
$8,000 | $8,000 |
$44,000 | $44,000 |
| Credit Application Incomplete |
1 | $5,000 |
$5,000 | $5,000 |
$59,000 | $59,000 |
| Credit History |
12 | $579,000 |
$48,000 | $160,000 |
$42,000 | $112,000 |
| Debt-To-Income Ratio |
4 | $467,000 |
$116,000 | $200,000 |
$47,000 | $89,000 |
| Employment History |
2 | $39,000 |
$19,000 | $34,000 |
$35,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
2 | $55,000 |
$27,000 | $35,000 |
$54,000 | $86,000 |
| Other |
2 | $48,000 |
$24,000 | $40,000 |
$58,000 | $87,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE HERNANDO COUNTY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
