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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE HOME BANK OF TENNESSEE
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE HOME BANK OF TENNESSEE |
| Address | 2713 FOREST HILLS ROAD
WILSON, NC 27893 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 77 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,699,000 |
| Average Mortgage Loan Amount Applied For | $114,200 |
| Highest Mortgage Loan Amount Applied For | $466,000 |
| Average Applicant Income | $92,600 |
| Highest Applicant Income | $795,000 |
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| Home Improvement |
10 | $411,000 |
$41,000 | $332,000 |
$57,000 | $144,000 |
| Home Purchase |
44 | $7,001,000 |
$159,000 | $466,000 |
$140,000 | $795,000 |
| Refinancing |
23 | $2,287,000 |
$99,000 | $230,000 |
$94,000 | $436,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $83,000 |
$83,000 | $83,000 |
$49,000 | $49,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,459,000 |
$145,000 | $332,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
66 | $8,157,000 |
$123,000 | $466,000 |
$134,000 | $795,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $9,699,000 |
$125,000 | $466,000 |
$116,000 | $795,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $182,000 |
$91,000 | $119,000 |
$69,000 | $83,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
75 | $9,517,000 |
$126,000 | $466,000 |
$117,000 | $795,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE HOME BANK OF TENNESSEE by:
Metropolitan Area And
County
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