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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE HOME BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE HOME BANK |
| Address | 2713 FOREST HILLS DRIVE
WILSON, NC 27893 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 161 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,829,000 |
| Average Mortgage Loan Amount Applied For | $118,444 |
| Highest Mortgage Loan Amount Applied For | $898,000 |
| Average Applicant Income | $62,555 |
| Highest Applicant Income | $823,000 |
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| Home Improvement |
19 | $298,000 |
$15,000 | $60,000 |
$54,000 | $420,000 |
| Home Purchase |
28 | $4,621,000 |
$165,000 | $725,000 |
$76,000 | $423,000 |
| Refinancing |
114 | $10,910,000 |
$95,000 | $898,000 |
$76,000 | $823,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $288,000 |
$288,000 | $288,000 |
$120,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $3,122,000 |
$283,000 | $898,000 |
$43,000 | $400,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
149 | $12,419,000 |
$83,000 | $725,000 |
$75,000 | $823,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
161 | $15,829,000 |
$98,000 | $898,000 |
$73,000 | $823,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $90,000 |
$90,000 | $90,000 |
$48,000 | $48,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
160 | $15,739,000 |
$98,000 | $898,000 |
$74,000 | $823,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE HOME BANK by:
Metropolitan Area And
County
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