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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE INTERNATIONAL BK OF MIAMI
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE INTERNATIONAL BK OF MIAMI |
| Address | 121 ALHAMBRA PLAZA
CORAL GABLES, FL 33134 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 72 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $68,030,000 |
| Average Mortgage Loan Amount Applied For | $1,360,538 |
| Highest Mortgage Loan Amount Applied For | $16,000,000 |
| Average Applicant Income | $138,769 |
| Highest Applicant Income | $2,268,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
53 | $37,498,000 |
$707,000 | $11,000,000 |
$53,000 | $2,268,000 |
| Refinancing |
19 | $30,532,000 |
$1,606,000 | $16,000,000 |
$75,000 | $616,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $2,566,000 |
$285,000 | $604,000 |
$195,000 | $616,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
60 | $63,803,000 |
$1,063,000 | $16,000,000 |
$0 | $0 |
| Not Provided |
1 | $250,000 |
$250,000 | $250,000 |
$0 | $0 |
| White |
2 | $1,411,000 |
$705,000 | $1,100,000 |
$1,265,000 | $2,268,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
72 | $68,030,000 |
$944,000 | $16,000,000 |
$59,000 | $2,268,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $1,940,000 |
$388,000 | $1,100,000 |
$550,000 | $2,268,000 |
| Application Withdrawn By Applicant |
1 | $1,560,000 |
$1,560,000 | $1,560,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $50,763,000 |
$1,812,000 | $16,000,000 |
$55,000 | $616,000 |
| Loan Purchased By The Institution |
38 | $13,767,000 |
$362,000 | $2,095,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $1,940,000 |
$388,000 | $1,100,000 |
$550,000 | $2,268,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE INTERNATIONAL BK OF MIAMI by:
Metropolitan Area And
County
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