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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE LAPORTE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE LAPORTE SAVINGS BANK |
| Address | 710 INDIANA AVENUE
LAPORTE, IN 46350 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 271 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,220,000 |
| Average Mortgage Loan Amount Applied For | $96,000 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $540,000 |
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| Home Improvement |
22 | $1,604,000 |
$72,000 | $320,000 |
$72,000 | $280,000 |
| Home Purchase |
135 | $13,960,000 |
$103,000 | $450,000 |
$64,000 | $540,000 |
| Refinancing |
158 | $15,833,000 |
$100,000 | $700,000 |
$67,000 | $270,000 |
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| American Indian or Alaskan Native |
1 | $51,000 |
$51,000 | $51,000 |
$14,000 | $14,000 |
| Asian |
1 | $155,000 |
$155,000 | $155,000 |
$144,000 | $144,000 |
| Black or African American |
3 | $368,000 |
$122,000 | $193,000 |
$59,000 | $73,000 |
| Hispanic |
9 | $492,000 |
$54,000 | $108,000 |
$33,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $1,772,000 |
$136,000 | $278,000 |
$28,000 | $75,000 |
| Not Provided |
1 | $147,000 |
$147,000 | $147,000 |
$64,000 | $64,000 |
| White |
287 | $28,412,000 |
$98,000 | $700,000 |
$69,000 | $540,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
315 | $31,397,000 |
$99,000 | $700,000 |
$66,000 | $540,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,212,000 |
$86,000 | $130,000 |
$42,000 | $90,000 |
| Application Denied By Financial Institution |
58 | $5,360,000 |
$92,000 | $290,000 |
$50,000 | $144,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
9 | $843,000 |
$93,000 | $250,000 |
$80,000 | $160,000 |
| Loan Originated |
232 | $23,658,000 |
$101,000 | $700,000 |
$71,000 | $540,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $324,000 |
$162,000 | $193,000 |
$39,000 | $73,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE LAPORTE SAVINGS BANK by:
Metropolitan Area And
County
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