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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE LITTLE BANK, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE LITTLE BANK, INC. |
| Address | P.O. BOX 279
KINSTON, NC 28501 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,712,000 |
| Average Mortgage Loan Amount Applied For | $222,533 |
| Highest Mortgage Loan Amount Applied For | $1,360,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $1,209,000 |
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| Home Improvement |
4 | $385,000 |
$96,000 | $250,000 |
$30,000 | $89,000 |
| Home Purchase |
37 | $3,834,000 |
$103,000 | $808,000 |
$80,000 | $380,000 |
| Refinancing |
22 | $4,493,000 |
$204,000 | $1,360,000 |
$184,000 | $1,209,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $1,574,000 |
$524,000 | $1,360,000 |
$386,000 | $1,053,000 |
| Hispanic |
2 | $55,000 |
$27,000 | $35,000 |
$25,000 | $29,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $3,396,000 |
$242,000 | $925,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
44 | $3,687,000 |
$83,000 | $462,000 |
$135,000 | $1,209,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
63 | $8,712,000 |
$138,000 | $1,360,000 |
$113,000 | $1,209,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $214,000 |
$107,000 | $160,000 |
$60,000 | $83,000 |
| Application Withdrawn By Applicant |
1 | $54,000 |
$54,000 | $54,000 |
$24,000 | $24,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $8,444,000 |
$140,000 | $1,360,000 |
$117,000 | $1,209,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $214,000 |
$107,000 | $160,000 |
$60,000 | $83,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE LITTLE BANK, INC. by:
Metropolitan Area And
County
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