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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE MIDDLEFIELD BANKING CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE MIDDLEFIELD BANKING CO. |
| Address | 15985 EAST HIGH STREET
MIDDLEFIELD, OH 44062 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 501 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,888,000 |
| Average Mortgage Loan Amount Applied For | $96,000 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $59,714 |
| Highest Applicant Income | $523,000 |
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| Home Improvement |
153 | $8,154,000 |
$53,000 | $250,000 |
$39,000 | $163,000 |
| Home Purchase |
179 | $24,469,000 |
$136,000 | $900,000 |
$45,000 | $523,000 |
| Refinancing |
170 | $17,294,000 |
$101,000 | $500,000 |
$43,000 | $137,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $121,000 |
$60,000 | $70,000 |
$30,000 | $32,000 |
| Hispanic |
1 | $53,000 |
$53,000 | $53,000 |
$33,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $3,599,000 |
$239,000 | $900,000 |
$0 | $0 |
| Not Provided |
8 | $957,000 |
$119,000 | $300,000 |
$42,000 | $94,000 |
| White |
476 | $45,187,000 |
$94,000 | $558,000 |
$44,000 | $523,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
502 | $49,917,000 |
$99,000 | $900,000 |
$43,000 | $523,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
38 | $3,932,000 |
$103,000 | $419,000 |
$40,000 | $82,000 |
| Application Denied By Financial Institution |
55 | $5,273,000 |
$95,000 | $600,000 |
$39,000 | $134,000 |
| Application Withdrawn By Applicant |
5 | $514,000 |
$102,000 | $189,000 |
$46,000 | $86,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
404 | $40,198,000 |
$99,000 | $900,000 |
$43,000 | $523,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE MIDDLEFIELD BANKING CO. by:
Metropolitan Area And
County
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