|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE MUNCY BANK AND TRUST COMPA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE MUNCY BANK AND TRUST COMPA |
| Address | 2 NORTH MAIN STREET
MUNCY, PA 17756 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 291 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,624,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $500,000 |
|
|
|
| Home Improvement |
85 | $2,432,000 |
$28,000 | $316,000 |
$60,000 | $306,000 |
| Home Purchase |
158 | $18,754,000 |
$118,000 | $425,000 |
$73,000 | $500,000 |
| Refinancing |
124 | $12,241,000 |
$98,000 | $405,000 |
$66,000 | $265,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $60,000 |
$60,000 | $60,000 |
$24,000 | $24,000 |
| Hispanic |
1 | $73,000 |
$73,000 | $73,000 |
$49,000 | $49,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $967,000 |
$107,000 | $300,000 |
$93,000 | $306,000 |
| White |
356 | $32,327,000 |
$90,000 | $425,000 |
$67,000 | $500,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
367 | $33,427,000 |
$91,000 | $425,000 |
$68,000 | $500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
3 | $285,000 |
$95,000 | $138,000 |
$53,000 | $61,000 |
| Application Denied By Financial Institution |
37 | $3,516,000 |
$95,000 | $300,000 |
$52,000 | $151,000 |
| Application Withdrawn By Applicant |
34 | $4,051,000 |
$119,000 | $425,000 |
$60,000 | $255,000 |
| File Closed For Incompleteness |
1 | $78,000 |
$78,000 | $78,000 |
$58,000 | $58,000 |
| Loan Originated |
292 | $25,497,000 |
$87,000 | $400,000 |
$71,000 | $500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $688,000 |
$114,000 | $300,000 |
$61,000 | $118,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $1,514,000 |
$94,000 | $194,000 |
$49,000 | $118,000 |
| Debt-To-Income Ratio |
3 | $298,000 |
$99,000 | $165,000 |
$52,000 | $54,000 |
| Employment History |
4 | $270,000 |
$67,000 | $100,000 |
$68,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
2 | $155,000 |
$77,000 | $87,000 |
$35,000 | $36,000 |
| Other |
3 | $149,000 |
$49,000 | $91,000 |
$38,000 | $46,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE MUNCY BANK AND TRUST COMPA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
