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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE NATIONAL BK OF WALTON CTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE NATIONAL BK OF WALTON CTY |
| Address | PO BOX 728
MONROE, GA 30655 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 143 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,868,000 |
| Average Mortgage Loan Amount Applied For | $103,230 |
| Highest Mortgage Loan Amount Applied For | $509,000 |
| Average Applicant Income | $96,615 |
| Highest Applicant Income | $918,000 |
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| Home Improvement |
17 | $474,000 |
$27,000 | $65,000 |
$45,000 | $137,000 |
| Home Purchase |
28 | $3,185,000 |
$113,000 | $431,000 |
$112,000 | $589,000 |
| Refinancing |
98 | $8,209,000 |
$83,000 | $509,000 |
$105,000 | $918,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $138,000 |
$69,000 | $106,000 |
$68,000 | $81,000 |
| Black or African American |
16 | $630,000 |
$39,000 | $169,000 |
$37,000 | $106,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $1,571,000 |
$98,000 | $364,000 |
$242,000 | $918,000 |
| Not Provided |
4 | $79,000 |
$19,000 | $28,000 |
$39,000 | $96,000 |
| White |
105 | $9,450,000 |
$90,000 | $509,000 |
$90,000 | $589,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
143 | $11,868,000 |
$82,000 | $509,000 |
$99,000 | $918,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $209,000 |
$29,000 | $56,000 |
$36,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
136 | $11,659,000 |
$85,000 | $509,000 |
$103,000 | $918,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $54,000 |
$27,000 | $41,000 |
$70,000 | $96,000 |
| Debt-To-Income Ratio |
2 | $89,000 |
$44,000 | $56,000 |
$27,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $66,000 |
$22,000 | $28,000 |
$20,000 | $24,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE NATIONAL BK OF WALTON CTY by:
Metropolitan Area And
County
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