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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE NATIONAL CAPITAL BANK OF W
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE NATIONAL CAPITAL BANK OF W |
| Address | 316 PENNSYLVANIA AVENUE SE
WASHINGTON, DC 20003 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,949,000 |
| Average Mortgage Loan Amount Applied For | $308,428 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $173,714 |
| Highest Applicant Income | $564,000 |
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| Home Improvement |
14 | $1,595,000 |
$113,000 | $400,000 |
$90,000 | $260,000 |
| Home Purchase |
19 | $8,413,000 |
$442,000 | $600,000 |
$166,000 | $564,000 |
| Refinancing |
10 | $3,086,000 |
$308,000 | $570,000 |
$127,000 | $258,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $1,217,000 |
$243,000 | $570,000 |
$112,000 | $227,000 |
| Hispanic |
1 | $472,000 |
$472,000 | $472,000 |
$146,000 | $146,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,747,000 |
$349,000 | $600,000 |
$0 | $0 |
| Not Provided |
6 | $1,514,000 |
$252,000 | $550,000 |
$155,000 | $294,000 |
| White |
26 | $8,144,000 |
$313,000 | $600,000 |
$156,000 | $564,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
43 | $13,094,000 |
$304,000 | $600,000 |
$132,000 | $564,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $216,000 |
$108,000 | $191,000 |
$66,000 | $105,000 |
| Application Withdrawn By Applicant |
2 | $615,000 |
$307,000 | $580,000 |
$188,000 | $196,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $12,263,000 |
$314,000 | $600,000 |
$133,000 | $564,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $25,000 |
$25,000 | $25,000 |
$28,000 | $28,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $191,000 |
$191,000 | $191,000 |
$105,000 | $105,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE NATIONAL CAPITAL BANK OF W by:
Metropolitan Area And
County
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