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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE NATIONAL REPUBLIC BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE NATIONAL REPUBLIC BANK |
| Address | 1201 WEST HARRISON STREET
CHICAGO, IL 60607 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 18 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,718,000 |
| Average Mortgage Loan Amount Applied For | $219,833 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
3 | $27,000 |
$9,000 | $15,000 |
$27,000 | $40,000 |
| Home Purchase |
7 | $1,749,000 |
$249,000 | $450,000 |
$63,000 | $110,000 |
| Refinancing |
8 | $1,942,000 |
$242,000 | $335,000 |
$75,000 | $156,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $2,169,000 |
$271,000 | $335,000 |
$76,000 | $156,000 |
| Black or African American |
1 | $5,000 |
$5,000 | $5,000 |
$18,000 | $18,000 |
| Hispanic |
7 | $814,000 |
$116,000 | $224,000 |
$61,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
2 | $730,000 |
$365,000 | $450,000 |
$34,000 | $51,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18 | $3,718,000 |
$206,000 | $450,000 |
$62,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $710,000 |
$355,000 | $450,000 |
$29,000 | $42,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
16 | $3,008,000 |
$188,000 | $335,000 |
$66,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $450,000 |
$450,000 | $450,000 |
$17,000 | $17,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $260,000 |
$260,000 | $260,000 |
$42,000 | $42,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE NATIONAL REPUBLIC BANK by:
Metropolitan Area And
County
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