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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE NEW WASHINGTON STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE NEW WASHINGTON STATE BANK |
| Address | 1083 MARKET ST
CHARLESTOWN, IN 47111 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 271 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,588,000 |
| Average Mortgage Loan Amount Applied For | $59,500 |
| Highest Mortgage Loan Amount Applied For | $544,000 |
| Average Applicant Income | $40,500 |
| Highest Applicant Income | $416,000 |
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| Home Improvement |
53 | $1,570,000 |
$29,000 | $398,000 |
$46,000 | $179,000 |
| Home Purchase |
69 | $5,343,000 |
$77,000 | $176,000 |
$52,000 | $182,000 |
| Refinancing |
170 | $10,639,000 |
$62,000 | $544,000 |
$46,000 | $416,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $12,000 |
$12,000 | $12,000 |
$24,000 | $24,000 |
| Hispanic |
2 | $56,000 |
$28,000 | $49,000 |
$26,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
38 | $3,222,000 |
$84,000 | $291,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
251 | $14,262,000 |
$56,000 | $544,000 |
$55,000 | $416,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
292 | $17,552,000 |
$60,000 | $544,000 |
$47,000 | $416,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $539,000 |
$179,000 | $215,000 |
$27,000 | $55,000 |
| Application Denied By Financial Institution |
21 | $1,076,000 |
$51,000 | $134,000 |
$36,000 | $107,000 |
| Application Withdrawn By Applicant |
6 | $307,000 |
$51,000 | $120,000 |
$47,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
262 | $15,630,000 |
$59,000 | $544,000 |
$49,000 | $416,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE NEW WASHINGTON STATE BANK by:
Metropolitan Area And
County
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