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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE OAKS BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE OAKS BANK & TRUST COMPANY |
| Address | 4849 GREENVILLE AVE
DALLAS, TX 75206 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,041,000 |
| Average Mortgage Loan Amount Applied For | $88,500 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $106,250 |
| Highest Applicant Income | $825,000 |
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| Home Improvement |
8 | $1,372,000 |
$171,000 | $423,000 |
$145,000 | $825,000 |
| Home Purchase |
38 | $6,571,000 |
$172,000 | $2,500,000 |
$96,000 | $719,000 |
| Refinancing |
2 | $98,000 |
$49,000 | $50,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $32,000 |
$32,000 | $32,000 |
$154,000 | $154,000 |
| Hispanic |
2 | $48,000 |
$24,000 | $26,000 |
$88,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $4,218,000 |
$210,000 | $2,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $3,743,000 |
$149,000 | $525,000 |
$185,000 | $825,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $8,041,000 |
$167,000 | $2,500,000 |
$104,000 | $825,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
48 | $8,041,000 |
$167,000 | $2,500,000 |
$104,000 | $825,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE OAKS BANK & TRUST COMPANY by:
Metropolitan Area And
County
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