|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE OCULINA BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE OCULINA BANK |
| Address | 780 US HIGHWAY ONE
VERO BEACH, FL 32962 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 22 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,390,000 |
| Average Mortgage Loan Amount Applied For | $239,666 |
| Highest Mortgage Loan Amount Applied For | $1,815,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $501,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
11 | $4,361,000 |
$396,000 | $1,815,000 |
$166,000 | $501,000 |
| Refinancing |
11 | $2,029,000 |
$184,000 | $435,000 |
$130,000 | $265,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $604,000 |
$302,000 | $500,000 |
$99,000 | $141,000 |
| White |
20 | $5,786,000 |
$289,000 | $1,815,000 |
$153,000 | $501,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22 | $6,390,000 |
$290,000 | $1,815,000 |
$148,000 | $501,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $1,214,000 |
$242,000 | $500,000 |
$74,000 | $141,000 |
| Application Withdrawn By Applicant |
2 | $2,023,000 |
$1,011,000 | $1,815,000 |
$178,000 | $206,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $3,153,000 |
$210,000 | $638,000 |
$168,000 | $501,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $270,000 |
$135,000 | $140,000 |
$39,000 | $48,000 |
| Debt-To-Income Ratio |
3 | $944,000 |
$314,000 | $500,000 |
$98,000 | $141,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE OCULINA BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
