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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE PEOPLES BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE PEOPLES BANK |
| Address | 1921 E. GREENVILLE ST
ANDRESON, SC 29621 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,917,000 |
| Average Mortgage Loan Amount Applied For | $59,400 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $28,400 |
| Highest Applicant Income | $159,000 |
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| Home Improvement |
28 | $628,000 |
$22,000 | $115,000 |
$37,000 | $152,000 |
| Home Purchase |
55 | $5,491,000 |
$99,000 | $750,000 |
$33,000 | $159,000 |
| Refinancing |
40 | $3,898,000 |
$97,000 | $680,000 |
$40,000 | $119,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $342,000 |
$171,000 | $305,000 |
$37,000 | $49,000 |
| Hispanic |
2 | $170,000 |
$85,000 | $161,000 |
$32,000 | $35,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $2,352,000 |
$168,000 | $750,000 |
$0 | $0 |
| Not Provided |
1 | $57,000 |
$57,000 | $57,000 |
$32,000 | $32,000 |
| White |
104 | $7,096,000 |
$68,000 | $707,000 |
$41,000 | $159,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
123 | $10,017,000 |
$81,000 | $750,000 |
$36,000 | $159,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $391,000 |
$35,000 | $119,000 |
$29,000 | $52,000 |
| Application Withdrawn By Applicant |
3 | $277,000 |
$92,000 | $140,000 |
$52,000 | $83,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
109 | $9,349,000 |
$85,000 | $750,000 |
$36,000 | $159,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $12,000 |
$12,000 | $12,000 |
$9,000 | $9,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $298,000 |
$49,000 | $119,000 |
$39,000 | $52,000 |
| Debt-To-Income Ratio |
4 | $81,000 |
$20,000 | $37,000 |
$19,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE PEOPLES BANK by:
Metropolitan Area And
County
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