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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE PRIVATE BANK & TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE PRIVATE BANK & TRUST CO. |
| Address | TEN NORTH DEARBORN
CHICAGO, IL 60602 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 166 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $91,282,000 |
| Average Mortgage Loan Amount Applied For | $640,592 |
| Highest Mortgage Loan Amount Applied For | $4,100,000 |
| Average Applicant Income | $327,703 |
| Highest Applicant Income | $3,032,000 |
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| Home Improvement |
3 | $546,000 |
$182,000 | $500,000 |
$8,000 | $26,000 |
| Home Purchase |
73 | $36,754,000 |
$503,000 | $2,141,000 |
$334,000 | $3,032,000 |
| Refinancing |
90 | $53,982,000 |
$599,000 | $4,100,000 |
$204,000 | $1,727,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $956,000 |
$478,000 | $776,000 |
$117,000 | $169,000 |
| Black or African American |
9 | $1,903,000 |
$211,000 | $368,000 |
$418,000 | $3,032,000 |
| Hispanic |
1 | $464,000 |
$464,000 | $464,000 |
$225,000 | $225,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
57 | $33,937,000 |
$595,000 | $4,100,000 |
$0 | $0 |
| Not Provided |
1 | $160,000 |
$160,000 | $160,000 |
$212,000 | $212,000 |
| White |
96 | $53,862,000 |
$561,000 | $3,300,000 |
$400,000 | $2,376,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
166 | $91,282,000 |
$549,000 | $4,100,000 |
$258,000 | $3,032,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $608,000 |
$608,000 | $608,000 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $575,000 |
$287,000 | $550,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $886,000 |
$295,000 | $392,000 |
$317,000 | $803,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
160 | $89,213,000 |
$557,000 | $4,100,000 |
$262,000 | $3,032,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $550,000 |
$550,000 | $550,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE PRIVATE BANK & TRUST CO. by:
Metropolitan Area And
County
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