|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE PUEBLO BANK AND TRUST CO
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE PUEBLO BANK AND TRUST CO |
| Address | 301 WEST 5TH STREET
PUEBLO, CO 81003 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,738,000 |
| Average Mortgage Loan Amount Applied For | $257,142 |
| Highest Mortgage Loan Amount Applied For | $1,532,000 |
| Average Applicant Income | $98,714 |
| Highest Applicant Income | $384,000 |
|
|
|
| Home Improvement |
35 | $516,000 |
$14,000 | $70,000 |
$42,000 | $156,000 |
| Home Purchase |
36 | $4,410,000 |
$122,000 | $392,000 |
$44,000 | $293,000 |
| Refinancing |
37 | $8,812,000 |
$238,000 | $1,532,000 |
$75,000 | $384,000 |
|
|
| American Indian or Alaskan Native |
2 | $48,000 |
$24,000 | $46,000 |
$24,000 | $30,000 |
| Asian |
1 | $168,000 |
$168,000 | $168,000 |
$40,000 | $40,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
21 | $876,000 |
$41,000 | $200,000 |
$31,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $1,007,000 |
$143,000 | $360,000 |
$0 | $0 |
| Not Provided |
11 | $1,405,000 |
$127,000 | $392,000 |
$45,000 | $156,000 |
| White |
66 | $10,234,000 |
$155,000 | $1,532,000 |
$70,000 | $384,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
106 | $13,470,000 |
$127,000 | $1,532,000 |
$55,000 | $384,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $46,000 |
$46,000 | $46,000 |
$18,000 | $18,000 |
| VA-guaranteed (Veterans Administration) |
1 | $222,000 |
$222,000 | $222,000 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
13 | $3,104,000 |
$238,000 | $577,000 |
$89,000 | $384,000 |
| Application Denied By Financial Institution |
37 | $2,601,000 |
$70,000 | $600,000 |
$42,000 | $248,000 |
| Application Withdrawn By Applicant |
17 | $2,262,000 |
$133,000 | $392,000 |
$65,000 | $336,000 |
| File Closed For Incompleteness |
11 | $1,786,000 |
$162,000 | $450,000 |
$52,000 | $94,000 |
| Loan Originated |
30 | $3,985,000 |
$132,000 | $1,532,000 |
$48,000 | $318,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE PUEBLO BANK AND TRUST CO by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
