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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE RAWLINS NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE RAWLINS NATIONAL BANK |
| Address | 220 FIFTH STREET
RAWLINS, WY 82301 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $917,000 |
| Average Mortgage Loan Amount Applied For | $44,500 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $84,000 |
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| Home Improvement |
3 | $54,000 |
$18,000 | $43,000 |
$54,000 | $66,000 |
| Home Purchase |
7 | $393,000 |
$56,000 | $170,000 |
$29,000 | $84,000 |
| Refinancing |
4 | $470,000 |
$117,000 | $400,000 |
$54,000 | $80,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $4,000 |
$4,000 | $4,000 |
$48,000 | $48,000 |
| Hispanic |
2 | $43,000 |
$21,000 | $25,000 |
$43,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
11 | $870,000 |
$79,000 | $400,000 |
$40,000 | $84,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $917,000 |
$65,000 | $400,000 |
$41,000 | $84,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $41,000 |
$20,000 | $23,000 |
$34,000 | $54,000 |
| Application Withdrawn By Applicant |
1 | $50,000 |
$50,000 | $50,000 |
$20,000 | $20,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
11 | $826,000 |
$75,000 | $400,000 |
$44,000 | $84,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $18,000 |
$18,000 | $18,000 |
$54,000 | $54,000 |
| Debt-To-Income Ratio |
1 | $23,000 |
$23,000 | $23,000 |
$15,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE RAWLINS NATIONAL BANK by:
Metropolitan Area And
County
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