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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE SEYMOUR BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE SEYMOUR BANK |
| Address | P. O. BOX 248(119 N. MAIN)
SEYMOUR, MO 65746 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 138 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,213,000 |
| Average Mortgage Loan Amount Applied For | $67,666 |
| Highest Mortgage Loan Amount Applied For | $381,000 |
| Average Applicant Income | $37,000 |
| Highest Applicant Income | $242,000 |
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| Home Improvement |
40 | $1,745,000 |
$43,000 | $146,000 |
$35,000 | $77,000 |
| Home Purchase |
86 | $5,971,000 |
$69,000 | $300,000 |
$41,000 | $168,000 |
| Refinancing |
92 | $5,201,000 |
$56,000 | $381,000 |
$34,000 | $242,000 |
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| American Indian or Alaskan Native |
1 | $35,000 |
$35,000 | $35,000 |
$31,000 | $31,000 |
| Asian |
2 | $146,000 |
$73,000 | $115,000 |
$77,000 | $114,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $28,000 |
$28,000 | $28,000 |
$26,000 | $26,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
214 | $12,708,000 |
$59,000 | $381,000 |
$37,000 | $242,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
218 | $12,917,000 |
$59,000 | $381,000 |
$37,000 | $242,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $80,000 |
$80,000 | $80,000 |
$12,000 | $12,000 |
| Application Denied By Financial Institution |
48 | $2,636,000 |
$54,000 | $300,000 |
$33,000 | $100,000 |
| Application Withdrawn By Applicant |
8 | $677,000 |
$84,000 | $185,000 |
$37,000 | $74,000 |
| File Closed For Incompleteness |
2 | $27,000 |
$13,000 | $14,000 |
$19,000 | $24,000 |
| Loan Originated |
159 | $9,497,000 |
$59,000 | $381,000 |
$38,000 | $242,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE SEYMOUR BANK by:
Metropolitan Area And
County
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