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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE SIGNATURE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE SIGNATURE BANK |
| Address | 4039 S KANSAS EXPRESSWAY
SPRINGFIELD, MO 65807 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,552 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $221,711,000 |
| Average Mortgage Loan Amount Applied For | $174,263 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $1,718,000 |
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| Home Improvement |
10 | $865,000 |
$86,000 | $160,000 |
$72,000 | $163,000 |
| Home Purchase |
979 | $128,231,000 |
$130,000 | $1,000,000 |
$87,000 | $1,159,000 |
| Refinancing |
563 | $92,615,000 |
$164,000 | $826,000 |
$111,000 | $1,718,000 |
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| American Indian or Alaskan Native |
6 | $373,000 |
$62,000 | $132,000 |
$69,000 | $203,000 |
| Asian |
16 | $2,136,000 |
$133,000 | $412,000 |
$56,000 | $128,000 |
| Black or African American |
5 | $1,089,000 |
$217,000 | $586,000 |
$126,000 | $316,000 |
| Hispanic |
11 | $1,420,000 |
$129,000 | $334,000 |
$69,000 | $237,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $485,000 |
$161,000 | $319,000 |
$71,000 | $96,000 |
| Not applicable |
45 | $5,992,000 |
$133,000 | $835,000 |
$65,000 | $512,000 |
| Not Provided |
4 | $526,000 |
$131,000 | $250,000 |
$61,000 | $95,000 |
| White |
1,462 | $209,690,000 |
$143,000 | $1,000,000 |
$97,000 | $1,718,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,552 | $221,711,000 |
$142,000 | $1,000,000 |
$96,000 | $1,718,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $490,000 |
$81,000 | $195,000 |
$33,000 | $55,000 |
| Application Denied By Financial Institution |
35 | $5,494,000 |
$156,000 | $825,000 |
$68,000 | $240,000 |
| Application Withdrawn By Applicant |
135 | $22,997,000 |
$170,000 | $1,000,000 |
$94,000 | $1,159,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,376 | $192,730,000 |
$140,000 | $835,000 |
$97,000 | $1,718,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $191,000 |
$63,000 | $96,000 |
$111,000 | $119,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
20 | $3,837,000 |
$191,000 | $825,000 |
$72,000 | $240,000 |
| Debt-To-Income Ratio |
6 | $472,000 |
$78,000 | $130,000 |
$29,000 | $41,000 |
| Employment History |
1 | $72,000 |
$72,000 | $72,000 |
$49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $213,000 |
$213,000 | $213,000 |
$60,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $709,000 |
$177,000 | $544,000 |
$82,000 | $177,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE SIGNATURE BANK by:
Metropolitan Area And
County
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