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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THRIVENT FINANCIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THRIVENT FINANCIAL BANK |
| Address | 2000 E MILESTONE DRIVE
APPLETON, WI 54919 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,083 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $120,879,000 |
| Average Mortgage Loan Amount Applied For | $52,067 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $81,949 |
| Highest Applicant Income | $1,424,000 |
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| Home Improvement |
480 | $23,282,000 |
$48,000 | $300,000 |
$75,000 | $562,000 |
| Home Purchase |
869 | $70,825,000 |
$81,000 | $850,000 |
$90,000 | $797,000 |
| Refinancing |
894 | $53,685,000 |
$60,000 | $452,000 |
$79,000 | $1,424,000 |
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| American Indian or Alaskan Native |
6 | $394,000 |
$65,000 | $152,000 |
$64,000 | $119,000 |
| Asian |
16 | $1,849,000 |
$115,000 | $285,000 |
$89,000 | $182,000 |
| Black or African American |
32 | $3,059,000 |
$95,000 | $415,000 |
$73,000 | $190,000 |
| Hispanic |
14 | $1,110,000 |
$79,000 | $417,000 |
$53,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
652 | $15,841,000 |
$24,000 | $191,000 |
$97,000 | $1,424,000 |
| Not Provided |
259 | $21,118,000 |
$81,000 | $450,000 |
$80,000 | $332,000 |
| White |
1,264 | $104,421,000 |
$82,000 | $850,000 |
$76,000 | $562,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,243 | $147,792,000 |
$65,000 | $850,000 |
$82,000 | $1,424,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
181 | $15,224,000 |
$84,000 | $417,000 |
$74,000 | $562,000 |
| Application Denied By Financial Institution |
201 | $17,264,000 |
$85,000 | $415,000 |
$58,000 | $250,000 |
| Application Withdrawn By Applicant |
9 | $1,091,000 |
$121,000 | $240,000 |
$70,000 | $182,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
975 | $68,453,000 |
$70,000 | $850,000 |
$82,000 | $549,000 |
| Loan Purchased By The Institution |
718 | $18,857,000 |
$26,000 | $191,000 |
$95,000 | $1,424,000 |
| Preapproval Approved but not Accepted |
122 | $22,240,000 |
$182,000 | $800,000 |
$77,000 | $380,000 |
| Preapproval Denied by Financial Institution |
37 | $4,663,000 |
$126,000 | $440,000 |
$53,000 | $104,000 |
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| Collateral |
17 | $1,633,000 |
$96,000 | $370,000 |
$79,000 | $157,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
120 | $10,228,000 |
$85,000 | $336,000 |
$62,000 | $250,000 |
| Debt-To-Income Ratio |
87 | $8,992,000 |
$103,000 | $440,000 |
$45,000 | $125,000 |
| Employment History |
1 | $135,000 |
$135,000 | $135,000 |
$83,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $240,000 |
$120,000 | $136,000 |
$73,000 | $97,000 |
| Mortgage Insurance Denied |
3 | $73,000 |
$24,000 | $39,000 |
$50,000 | $60,000 |
| Other |
7 | $621,000 |
$88,000 | $143,000 |
$65,000 | $111,000 |
| Unverifiable Information |
1 | $5,000 |
$5,000 | $5,000 |
$120,000 | $120,000 |
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Mortgage Loan App Totals for THRIVENT FINANCIAL BANK by:
Metropolitan Area And
County
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