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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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TIB-THE INDEPENDENT BANKERSBAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
TIB-THE INDEPENDENT BANKERSBAN |
| Address | 350 PHELPS DR
IRVING, TX 75038 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,544,000 |
| Average Mortgage Loan Amount Applied For | $168,166 |
| Highest Mortgage Loan Amount Applied For | $386,000 |
| Average Applicant Income | $132,833 |
| Highest Applicant Income | $1,224,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,431 | $354,783,000 |
$145,000 | $852,000 |
$84,000 | $2,100,000 |
| Refinancing |
1,197 | $179,057,000 |
$149,000 | $650,000 |
$83,000 | $799,000 |
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| American Indian or Alaskan Native |
10 | $1,438,000 |
$143,000 | $338,000 |
$75,000 | $128,000 |
| Asian |
25 | $4,251,000 |
$170,000 | $400,000 |
$108,000 | $799,000 |
| Black or African American |
92 | $12,583,000 |
$136,000 | $367,000 |
$71,000 | $586,000 |
| Hispanic |
347 | $41,513,000 |
$119,000 | $852,000 |
$64,000 | $558,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $1,043,000 |
$149,000 | $260,000 |
$58,000 | $106,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
59 | $9,098,000 |
$154,000 | $417,000 |
$109,000 | $799,000 |
| White |
3,088 | $463,914,000 |
$150,000 | $700,000 |
$86,000 | $2,100,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,628 | $533,840,000 |
$147,000 | $852,000 |
$84,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $179,000 |
$179,000 | $179,000 |
$234,000 | $234,000 |
| Application Denied By Financial Institution |
4 | $461,000 |
$115,000 | $225,000 |
$36,000 | $49,000 |
| Application Withdrawn By Applicant |
14 | $1,673,000 |
$119,000 | $319,000 |
$84,000 | $150,000 |
| File Closed For Incompleteness |
1 | $138,000 |
$138,000 | $138,000 |
$42,000 | $42,000 |
| Loan Originated |
180 | $25,645,000 |
$142,000 | $852,000 |
$97,000 | $751,000 |
| Loan Purchased By The Institution |
3,428 | $505,744,000 |
$147,000 | $700,000 |
$83,000 | $2,100,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $155,000 |
$77,000 | $100,000 |
$36,000 | $49,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TIB-THE INDEPENDENT BANKERSBAN by:
Metropolitan Area And
County
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