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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TIDEWATER MORTGAGE SERVICES IN
Mortgage Loans and Application Details
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| Mortgage Company Name |
TIDEWATER MORTGAGE SERVICES IN |
| Address | 200 GOLDEN OAK CT SUITE 100
VIRGINIA BEACH, VA 23452 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 368 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $53,910,000 |
| Average Mortgage Loan Amount Applied For | $175,800 |
| Highest Mortgage Loan Amount Applied For | $975,000 |
| Average Applicant Income | $87,300 |
| Highest Applicant Income | $1,025,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
444 | $65,373,000 |
$147,000 | $975,000 |
$65,000 | $1,025,000 |
| Refinancing |
44 | $9,072,000 |
$206,000 | $555,000 |
$78,000 | $198,000 |
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| American Indian or Alaskan Native |
1 | $375,000 |
$375,000 | $375,000 |
$68,000 | $68,000 |
| Asian |
16 | $3,625,000 |
$226,000 | $884,000 |
$71,000 | $166,000 |
| Black or African American |
207 | $25,170,000 |
$121,000 | $464,000 |
$65,000 | $742,000 |
| Hispanic |
9 | $984,000 |
$109,000 | $233,000 |
$46,000 | $56,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $435,000 |
$217,000 | $250,000 |
$61,000 | $67,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
101 | $16,662,000 |
$164,000 | $664,000 |
$69,000 | $1,025,000 |
| White |
152 | $27,194,000 |
$178,000 | $975,000 |
$68,000 | $348,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
467 | $69,814,000 |
$149,000 | $975,000 |
$66,000 | $1,025,000 |
| FHA-insured (Federal Housing Administration) |
10 | $1,590,000 |
$159,000 | $318,000 |
$63,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
11 | $3,041,000 |
$276,000 | $349,000 |
$73,000 | $133,000 |
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| Application Approved But Not Accepted |
3 | $820,000 |
$273,000 | $555,000 |
$115,000 | $198,000 |
| Application Denied By Financial Institution |
9 | $767,000 |
$85,000 | $204,000 |
$51,000 | $65,000 |
| Application Withdrawn By Applicant |
186 | $30,310,000 |
$162,000 | $884,000 |
$62,000 | $352,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
281 | $40,980,000 |
$145,000 | $975,000 |
$70,000 | $1,025,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
8 | $1,403,000 |
$175,000 | $369,000 |
$48,000 | $94,000 |
| Preapproval Denied by Financial Institution |
1 | $165,000 |
$165,000 | $165,000 |
$65,000 | $65,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $75,000 |
$75,000 | $75,000 |
$61,000 | $61,000 |
| Debt-To-Income Ratio |
1 | $126,000 |
$126,000 | $126,000 |
$45,000 | $45,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $731,000 |
$91,000 | $204,000 |
$53,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TIDEWATER MORTGAGE SERVICES IN by:
Metropolitan Area And
County
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