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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TIMBERLINE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TIMBERLINE BANK |
| Address | 633 - 24 ROAD
GRAND JUNCTION, CO 81505 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 23 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,983,000 |
| Average Mortgage Loan Amount Applied For | $99,600 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $158,600 |
| Highest Applicant Income | $1,257,000 |
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| Home Improvement |
2 | $210,000 |
$105,000 | $200,000 |
$654,000 | $1,257,000 |
| Home Purchase |
13 | $2,447,000 |
$188,000 | $1,200,000 |
$116,000 | $530,000 |
| Refinancing |
10 | $740,000 |
$74,000 | $175,000 |
$88,000 | $182,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $76,000 |
$76,000 | $76,000 |
$79,000 | $79,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
24 | $3,321,000 |
$138,000 | $1,200,000 |
$151,000 | $1,257,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
25 | $3,397,000 |
$135,000 | $1,200,000 |
$148,000 | $1,257,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $732,000 |
$183,000 | $264,000 |
$75,000 | $196,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
21 | $2,665,000 |
$126,000 | $1,200,000 |
$162,000 | $1,257,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $362,000 |
$181,000 | $264,000 |
$128,000 | $196,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $220,000 |
$220,000 | $220,000 |
$35,000 | $35,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $150,000 |
$150,000 | $150,000 |
$9,000 | $9,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TIMBERLINE BANK by:
Metropolitan Area And
County
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