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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TINKER FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TINKER FEDERAL CREDIT UNION |
| Address | P O BOX 45750 - MTG LENDING DEPT
TINKER AFB, OK 73145 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,336 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $74,413,000 |
| Average Mortgage Loan Amount Applied For | $29,000 |
| Highest Mortgage Loan Amount Applied For | $392,000 |
| Average Applicant Income | $56,714 |
| Highest Applicant Income | $972,000 |
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| Home Improvement |
2,011 | $26,597,000 |
$13,000 | $248,000 |
$51,000 | $567,000 |
| Home Purchase |
623 | $57,395,000 |
$92,000 | $415,000 |
$52,000 | $972,000 |
| Refinancing |
556 | $33,638,000 |
$60,000 | $360,000 |
$58,000 | $211,000 |
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| American Indian or Alaskan Native |
125 | $6,069,000 |
$48,000 | $186,000 |
$47,000 | $150,000 |
| Asian |
56 | $3,916,000 |
$69,000 | $321,000 |
$51,000 | $254,000 |
| Black or African American |
339 | $11,906,000 |
$35,000 | $415,000 |
$48,000 | $180,000 |
| Hispanic |
123 | $4,050,000 |
$32,000 | $167,000 |
$51,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $376,000 |
$41,000 | $100,000 |
$62,000 | $160,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
374 | $11,234,000 |
$30,000 | $289,000 |
$51,000 | $567,000 |
| White |
2,164 | $80,079,000 |
$37,000 | $392,000 |
$53,000 | $972,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,065 | $102,666,000 |
$33,000 | $415,000 |
$52,000 | $972,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
125 | $14,964,000 |
$119,000 | $289,000 |
$52,000 | $170,000 |
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| Application Approved But Not Accepted |
384 | $17,601,000 |
$45,000 | $392,000 |
$57,000 | $972,000 |
| Application Denied By Financial Institution |
793 | $20,683,000 |
$26,000 | $360,000 |
$46,000 | $278,000 |
| Application Withdrawn By Applicant |
70 | $1,940,000 |
$27,000 | $103,000 |
$56,000 | $302,000 |
| File Closed For Incompleteness |
9 | $536,000 |
$59,000 | $243,000 |
$56,000 | $124,000 |
| Loan Originated |
1,676 | $48,126,000 |
$28,000 | $329,000 |
$54,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
149 | $17,925,000 |
$120,000 | $415,000 |
$54,000 | $170,000 |
| Preapproval Denied by Financial Institution |
109 | $10,819,000 |
$99,000 | $289,000 |
$42,000 | $175,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TINKER FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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