|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TIOGA STATE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TIOGA STATE BANK |
| Address | 1 MAIN STREET, PO BOX 386
SPENCER, NY 14883 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 518 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,301,000 |
| Average Mortgage Loan Amount Applied For | $88,625 |
| Highest Mortgage Loan Amount Applied For | $1,607,000 |
| Average Applicant Income | $79,562 |
| Highest Applicant Income | $5,956,000 |
|
|
|
| Home Improvement |
179 | $6,906,000 |
$38,000 | $400,000 |
$53,000 | $289,000 |
| Home Purchase |
156 | $17,332,000 |
$111,000 | $1,607,000 |
$108,000 | $5,956,000 |
| Refinancing |
184 | $14,088,000 |
$76,000 | $295,000 |
$61,000 | $289,000 |
|
|
| American Indian or Alaskan Native |
2 | $87,000 |
$43,000 | $80,000 |
$83,000 | $94,000 |
| Asian |
3 | $158,000 |
$52,000 | $62,000 |
$64,000 | $80,000 |
| Black or African American |
5 | $119,000 |
$23,000 | $62,000 |
$28,000 | $57,000 |
| Hispanic |
5 | $422,000 |
$84,000 | $230,000 |
$70,000 | $152,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $706,000 |
$176,000 | $400,000 |
$0 | $0 |
| Not Provided |
12 | $486,000 |
$40,000 | $144,000 |
$59,000 | $134,000 |
| White |
488 | $36,348,000 |
$74,000 | $1,607,000 |
$74,000 | $5,956,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
519 | $38,326,000 |
$73,000 | $1,607,000 |
$72,000 | $5,956,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
21 | $1,881,000 |
$89,000 | $400,000 |
$48,000 | $127,000 |
| Application Denied By Financial Institution |
108 | $5,637,000 |
$52,000 | $395,000 |
$48,000 | $236,000 |
| Application Withdrawn By Applicant |
17 | $1,909,000 |
$112,000 | $400,000 |
$85,000 | $363,000 |
| File Closed For Incompleteness |
1 | $19,000 |
$19,000 | $19,000 |
$15,000 | $15,000 |
| Loan Originated |
372 | $28,880,000 |
$77,000 | $1,607,000 |
$80,000 | $5,956,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TIOGA STATE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
