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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TMG REAL ESTATE & FINANCIAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
TMG REAL ESTATE & FINANCIAL |
| Address | 301 E. MAIN ST. STE 100
LOUISVILLE, KY 40202 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,687 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $937,568,000 |
| Average Mortgage Loan Amount Applied For | $129,336 |
| Highest Mortgage Loan Amount Applied For | $2,672,000 |
| Average Applicant Income | $68,247 |
| Highest Applicant Income | $8,765,000 |
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| Home Improvement |
3 | $520,000 |
$173,000 | $280,000 |
$81,000 | $103,000 |
| Home Purchase |
3,044 | $445,695,000 |
$146,000 | $1,861,000 |
$77,000 | $8,765,000 |
| Refinancing |
5,385 | $768,726,000 |
$142,000 | $2,672,000 |
$72,000 | $1,200,000 |
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| American Indian or Alaskan Native |
1 | $895,000 |
$895,000 | $895,000 |
$229,000 | $229,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $1,620,000 |
$147,000 | $219,000 |
$54,000 | $79,000 |
| Hispanic |
132 | $20,416,000 |
$154,000 | $669,000 |
$70,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $756,000 |
$252,000 | $626,000 |
$85,000 | $120,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8,102 | $1,167,455,000 |
$144,000 | $2,672,000 |
$74,000 | $8,765,000 |
| White |
183 | $23,799,000 |
$130,000 | $450,000 |
$63,000 | $192,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,418 | $1,213,584,000 |
$144,000 | $2,672,000 |
$74,000 | $8,765,000 |
| FHA-insured (Federal Housing Administration) |
9 | $887,000 |
$98,000 | $145,000 |
$43,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
5 | $470,000 |
$94,000 | $150,000 |
$60,000 | $87,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
243 | $32,997,000 |
$135,000 | $895,000 |
$59,000 | $696,000 |
| Application Withdrawn By Applicant |
5,886 | $901,334,000 |
$153,000 | $2,672,000 |
$75,000 | $8,765,000 |
| File Closed For Incompleteness |
8 | $1,298,000 |
$162,000 | $406,000 |
$58,000 | $115,000 |
| Loan Originated |
2,295 | $279,312,000 |
$121,000 | $1,861,000 |
$73,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $589,000 |
$147,000 | $324,000 |
$63,000 | $100,000 |
| Credit Application Incomplete |
1 | $75,000 |
$75,000 | $75,000 |
$18,000 | $18,000 |
| Credit History |
71 | $9,600,000 |
$135,000 | $660,000 |
$56,000 | $567,000 |
| Debt-To-Income Ratio |
20 | $2,764,000 |
$138,000 | $408,000 |
$53,000 | $177,000 |
| Employment History |
1 | $240,000 |
$240,000 | $240,000 |
$106,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $327,000 |
$81,000 | $144,000 |
$38,000 | $53,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
19 | $3,343,000 |
$175,000 | $395,000 |
$58,000 | $180,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TMG REAL ESTATE & FINANCIAL by:
Metropolitan Area And
County
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