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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TOOELE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TOOELE FEDERAL CREDIT UNION |
| Address | 562 NORTH MAIN PO BOX 720
TOOELE, UT 84074 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 343 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,086,000 |
| Average Mortgage Loan Amount Applied For | $82,000 |
| Highest Mortgage Loan Amount Applied For | $788,000 |
| Average Applicant Income | $75,500 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
28 | $810,000 |
$28,000 | $98,000 |
$72,000 | $132,000 |
| Home Purchase |
97 | $10,885,000 |
$112,000 | $400,000 |
$68,000 | $200,000 |
| Refinancing |
218 | $18,391,000 |
$84,000 | $788,000 |
$67,000 | $300,000 |
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| American Indian or Alaskan Native |
2 | $148,000 |
$74,000 | $118,000 |
$64,000 | $79,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
35 | $3,356,000 |
$95,000 | $277,000 |
$62,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
306 | $26,582,000 |
$86,000 | $788,000 |
$69,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
333 | $28,472,000 |
$85,000 | $788,000 |
$68,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
6 | $939,000 |
$156,000 | $300,000 |
$68,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $675,000 |
$168,000 | $219,000 |
$68,000 | $88,000 |
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| Application Approved But Not Accepted |
1 | $100,000 |
$100,000 | $100,000 |
$32,000 | $32,000 |
| Application Denied By Financial Institution |
2 | $270,000 |
$135,000 | $150,000 |
$34,000 | $37,000 |
| Application Withdrawn By Applicant |
1 | $61,000 |
$61,000 | $61,000 |
$78,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
339 | $29,655,000 |
$87,000 | $788,000 |
$68,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $150,000 |
$150,000 | $150,000 |
$37,000 | $37,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TOOELE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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