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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TOTAL LENDING CENTER, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
TOTAL LENDING CENTER, INC. |
| Address | 1808 I-70 DRIVE SW, STE 100
COLUMBIA, MO 65203 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,424,000 |
| Average Mortgage Loan Amount Applied For | $101,620 |
| Highest Mortgage Loan Amount Applied For | $473,000 |
| Average Applicant Income | $62,551 |
| Highest Applicant Income | $282,000 |
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| Home Improvement |
1 | $90,000 |
$90,000 | $90,000 |
$33,000 | $33,000 |
| Home Purchase |
84 | $8,609,000 |
$95,666 | $428,000 |
$48,666 | $250,000 |
| Refinancing |
95 | $11,793,000 |
$129,500 | $473,000 |
$66,500 | $282,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $135,000 |
$67,500 | $92,000 |
$61,500 | $86,000 |
| Black or African American |
14 | $1,292,000 |
$127,500 | $317,000 |
$47,000 | $83,000 |
| Hispanic |
1 | $290,000 |
$290,000 | $290,000 |
$100,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
18 | $2,192,000 |
$121,000 | $260,000 |
$65,000 | $282,000 |
| White |
145 | $16,583,000 |
$103,333 | $473,000 |
$53,333 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
180 | $20,492,000 |
$102,666 | $473,000 |
$52,000 | $282,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $237,000 |
$59,000 | $90,000 |
$53,000 | $55,000 |
| Application Withdrawn By Applicant |
58 | $6,272,000 |
$116,500 | $337,000 |
$55,000 | $282,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
117 | $13,915,000 |
$123,000 | $473,000 |
$67,500 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $68,000 |
$68,000 | $68,000 |
$31,000 | $31,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $110,000 |
$55,000 | $90,000 |
$55,000 | $55,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $72,000 |
$72,000 | $72,000 |
$54,000 | $54,000 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$50,000 | $50,000 |
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Mortgage Loan App Totals for TOTAL LENDING CENTER, INC. by:
Metropolitan Area And
County
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