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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TOWN CENTER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TOWN CENTER BANK |
| Address | 10413 SE 82ND AVENUE
PORTLAND, OR 97266 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 173 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,954,000 |
| Average Mortgage Loan Amount Applied For | $187,562 |
| Highest Mortgage Loan Amount Applied For | $1,025,000 |
| Average Applicant Income | $135,250 |
| Highest Applicant Income | $3,815,000 |
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| Home Improvement |
4 | $1,276,000 |
$319,000 | $1,025,000 |
$116,000 | $222,000 |
| Home Purchase |
100 | $20,388,000 |
$203,000 | $850,000 |
$155,000 | $3,815,000 |
| Refinancing |
69 | $14,290,000 |
$207,000 | $563,000 |
$85,000 | $464,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $649,000 |
$162,000 | $198,000 |
$82,000 | $164,000 |
| Black or African American |
2 | $212,000 |
$106,000 | $188,000 |
$80,000 | $80,000 |
| Hispanic |
7 | $1,180,000 |
$168,000 | $356,000 |
$93,000 | $271,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $2,952,000 |
$328,000 | $850,000 |
$617,000 | $3,815,000 |
| Not Provided |
21 | $5,688,000 |
$270,000 | $1,025,000 |
$90,000 | $318,000 |
| White |
130 | $25,273,000 |
$194,000 | $760,000 |
$102,000 | $490,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
173 | $35,954,000 |
$207,000 | $1,025,000 |
$126,000 | $3,815,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,302,000 |
$186,000 | $415,000 |
$82,000 | $108,000 |
| Application Denied By Financial Institution |
3 | $181,000 |
$60,000 | $100,000 |
$199,000 | $261,000 |
| Application Withdrawn By Applicant |
13 | $2,426,000 |
$186,000 | $400,000 |
$53,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
150 | $32,045,000 |
$213,000 | $1,025,000 |
$133,000 | $3,815,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$115,000 | $115,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $100,000 |
$100,000 | $100,000 |
$222,000 | $222,000 |
| Debt-To-Income Ratio |
1 | $31,000 |
$31,000 | $31,000 |
$261,000 | $261,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TOWN CENTER BANK by:
Metropolitan Area And
County
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