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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRANSIT EMPLOYEES FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRANSIT EMPLOYEES FCU |
| Address | 200 BLADENSBURG ROAD NE
WASHINGTON, DC 20018 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 22 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,508,000 |
| Average Mortgage Loan Amount Applied For | $159,125 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $110,000 |
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| Home Improvement |
3 | $180,000 |
$60,000 | $80,000 |
$90,000 | $110,000 |
| Home Purchase |
4 | $1,192,000 |
$298,000 | $335,000 |
$81,000 | $101,000 |
| Refinancing |
15 | $3,136,000 |
$209,000 | $350,000 |
$64,000 | $101,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $1,924,000 |
$213,000 | $350,000 |
$70,000 | $90,000 |
| Hispanic |
1 | $335,000 |
$335,000 | $335,000 |
$95,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $2,019,000 |
$183,000 | $350,000 |
$66,000 | $110,000 |
| White |
1 | $230,000 |
$230,000 | $230,000 |
$101,000 | $101,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22 | $4,508,000 |
$204,000 | $350,000 |
$71,000 | $110,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $1,195,000 |
$298,000 | $350,000 |
$66,000 | $95,000 |
| Application Withdrawn By Applicant |
3 | $502,000 |
$167,000 | $210,000 |
$37,000 | $65,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $2,811,000 |
$187,000 | $350,000 |
$79,000 | $110,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $860,000 |
$286,000 | $350,000 |
$56,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $335,000 |
$335,000 | $335,000 |
$95,000 | $95,000 |
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Mortgage Loan App Totals for TRANSIT EMPLOYEES FCU by:
Metropolitan Area And
County
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