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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRI COUNTY AREA FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRI COUNTY AREA FCU |
| Address | 1550 MEDICAL DRIVE
POTTSTOWN, PA 19464 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,425,000 |
| Average Mortgage Loan Amount Applied For | $32,000 |
| Highest Mortgage Loan Amount Applied For | $119,000 |
| Average Applicant Income | $74,500 |
| Highest Applicant Income | $1,380,000 |
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| Home Improvement |
168 | $5,691,000 |
$33,000 | $119,000 |
$78,000 | $1,380,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $83,000 |
$83,000 | $83,000 |
$54,000 | $54,000 |
| Black or African American |
6 | $157,000 |
$26,000 | $67,000 |
$54,000 | $103,000 |
| Hispanic |
6 | $192,000 |
$32,000 | $56,000 |
$84,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
155 | $5,259,000 |
$33,000 | $119,000 |
$79,000 | $1,380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
168 | $5,691,000 |
$33,000 | $119,000 |
$78,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $276,000 |
$39,000 | $90,000 |
$50,000 | $102,000 |
| Application Withdrawn By Applicant |
3 | $87,000 |
$29,000 | $42,000 |
$37,000 | $44,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
158 | $5,328,000 |
$33,000 | $119,000 |
$80,000 | $1,380,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $25,000 |
$25,000 | $25,000 |
$75,000 | $75,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $35,000 |
$17,000 | $29,000 |
$86,000 | $102,000 |
| Debt-To-Income Ratio |
4 | $216,000 |
$54,000 | $90,000 |
$25,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRI COUNTY AREA FCU by:
Metropolitan Area And
County
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