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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRI-COUNTY BANK DBA AMERIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRI-COUNTY BANK DBA AMERIS |
| Address | 530 EAST WADE STREET
TRENTON, FL 32693 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,077,000 |
| Average Mortgage Loan Amount Applied For | $205,571 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $498,000 |
| Highest Applicant Income | $3,161,000 |
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| Home Improvement |
24 | $523,000 |
$21,000 | $87,000 |
$43,000 | $246,000 |
| Home Purchase |
26 | $2,782,000 |
$107,000 | $960,000 |
$190,000 | $3,161,000 |
| Refinancing |
28 | $2,772,000 |
$99,000 | $510,000 |
$49,000 | $138,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $91,000 |
$45,000 | $51,000 |
$31,000 | $42,000 |
| Black or African American |
3 | $12,000 |
$4,000 | $5,000 |
$9,000 | $12,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $29,000 |
$29,000 | $29,000 |
$201,000 | $201,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
72 | $5,945,000 |
$82,000 | $960,000 |
$98,000 | $3,161,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
78 | $6,077,000 |
$77,000 | $960,000 |
$94,000 | $3,161,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
20 | $1,151,000 |
$57,000 | $144,000 |
$24,000 | $47,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
58 | $4,926,000 |
$84,000 | $960,000 |
$118,000 | $3,161,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $863,000 |
$57,000 | $144,000 |
$26,000 | $47,000 |
| Debt-To-Income Ratio |
3 | $205,000 |
$68,000 | $125,000 |
$24,000 | $43,000 |
| Employment History |
1 | $43,000 |
$43,000 | $43,000 |
$17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $40,000 |
$40,000 | $40,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRI-COUNTY BANK DBA AMERIS by:
Metropolitan Area And
County
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