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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRI-COUNTY BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRI-COUNTY BANK & TRUST |
| Address | 18 E WASHINGTON ST
ROACHDALE, IN 46172 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,561,000 |
| Average Mortgage Loan Amount Applied For | $86,666 |
| Highest Mortgage Loan Amount Applied For | $389,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $189,000 |
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| Home Improvement |
18 | $356,000 |
$19,000 | $113,000 |
$46,000 | $101,000 |
| Home Purchase |
28 | $2,063,000 |
$73,000 | $216,000 |
$65,000 | $149,000 |
| Refinancing |
24 | $2,142,000 |
$89,000 | $389,000 |
$58,000 | $189,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $680,000 |
$136,000 | $389,000 |
$4,000 | $23,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $3,881,000 |
$59,000 | $216,000 |
$62,000 | $189,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $4,561,000 |
$65,000 | $389,000 |
$58,000 | $189,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $60,000 |
$20,000 | $40,000 |
$27,000 | $29,000 |
| Application Withdrawn By Applicant |
2 | $102,000 |
$51,000 | $72,000 |
$41,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $4,399,000 |
$67,000 | $389,000 |
$60,000 | $189,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $42,000 |
$21,000 | $40,000 |
$29,000 | $29,000 |
| Debt-To-Income Ratio |
1 | $18,000 |
$18,000 | $18,000 |
$24,000 | $24,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRI-COUNTY BANK & TRUST by:
Metropolitan Area And
County
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