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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRISTONE COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRISTONE COMMUNITY BANK |
| Address | P. O. BOX 25288
WINSTON SALEM, NC 27114 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 96 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,451,000 |
| Average Mortgage Loan Amount Applied For | $118,312 |
| Highest Mortgage Loan Amount Applied For | $1,852,000 |
| Average Applicant Income | $78,250 |
| Highest Applicant Income | $1,544,000 |
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| Home Improvement |
5 | $873,000 |
$174,000 | $262,000 |
$23,000 | $70,000 |
| Home Purchase |
66 | $7,932,000 |
$120,000 | $791,000 |
$82,000 | $1,544,000 |
| Refinancing |
25 | $4,646,000 |
$185,000 | $1,852,000 |
$82,000 | $709,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $2,580,000 |
$322,000 | $1,852,000 |
$144,000 | $709,000 |
| Hispanic |
3 | $245,000 |
$81,000 | $100,000 |
$29,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,271,000 |
$90,000 | $262,000 |
$0 | $0 |
| Not Provided |
14 | $1,372,000 |
$98,000 | $200,000 |
$39,000 | $84,000 |
| White |
57 | $7,983,000 |
$140,000 | $791,000 |
$102,000 | $1,544,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
96 | $13,451,000 |
$140,000 | $1,852,000 |
$79,000 | $1,544,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $1,296,000 |
$324,000 | $537,000 |
$112,000 | $210,000 |
| Application Denied By Financial Institution |
26 | $2,307,000 |
$88,000 | $155,000 |
$36,000 | $95,000 |
| Application Withdrawn By Applicant |
34 | $6,939,000 |
$204,000 | $1,852,000 |
$91,000 | $709,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $2,909,000 |
$90,000 | $264,000 |
$97,000 | $1,544,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRISTONE COMMUNITY BANK by:
Metropolitan Area And
County
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