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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUHOME SOLUTIONS, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUHOME SOLUTIONS, LLC |
| Address | 9777 RIDGE DRIVE
LENEXA, KS 66219 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,040 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $151,119,000 |
| Average Mortgage Loan Amount Applied For | $141,034 |
| Highest Mortgage Loan Amount Applied For | $860,000 |
| Average Applicant Income | $69,448 |
| Highest Applicant Income | $449,000 |
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| Home Improvement |
4 | $92,000 |
$23,000 | $33,000 |
$71,000 | $120,000 |
| Home Purchase |
674 | $105,290,000 |
$156,000 | $860,000 |
$75,000 | $449,000 |
| Refinancing |
669 | $94,709,000 |
$141,000 | $750,000 |
$71,000 | $300,000 |
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| American Indian or Alaskan Native |
9 | $1,068,000 |
$118,000 | $196,000 |
$66,000 | $99,000 |
| Asian |
22 | $3,955,000 |
$179,000 | $331,000 |
$83,000 | $171,000 |
| Black or African American |
84 | $10,986,000 |
$130,000 | $412,000 |
$67,000 | $243,000 |
| Hispanic |
38 | $5,137,000 |
$135,000 | $417,000 |
$66,000 | $190,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $403,000 |
$100,000 | $131,000 |
$65,000 | $82,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
271 | $39,508,000 |
$145,000 | $761,000 |
$70,000 | $240,000 |
| White |
919 | $139,034,000 |
$151,000 | $860,000 |
$75,000 | $449,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,347 | $200,091,000 |
$148,000 | $860,000 |
$73,000 | $449,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
101 | $14,782,000 |
$146,000 | $417,000 |
$74,000 | $190,000 |
| Application Denied By Financial Institution |
203 | $27,599,000 |
$135,000 | $761,000 |
$63,000 | $300,000 |
| Application Withdrawn By Applicant |
128 | $19,374,000 |
$151,000 | $421,000 |
$78,000 | $243,000 |
| File Closed For Incompleteness |
2 | $199,000 |
$99,000 | $107,000 |
$59,000 | $66,000 |
| Loan Originated |
912 | $138,049,000 |
$151,000 | $860,000 |
$75,000 | $449,000 |
| Loan Purchased By The Institution |
1 | $88,000 |
$88,000 | $88,000 |
$66,000 | $66,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
30 | $5,136,000 |
$171,000 | $761,000 |
$95,000 | $300,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
120 | $13,973,000 |
$116,000 | $325,000 |
$57,000 | $211,000 |
| Debt-To-Income Ratio |
20 | $3,499,000 |
$174,000 | $398,000 |
$60,000 | $140,000 |
| Employment History |
2 | $185,000 |
$92,000 | $135,000 |
$27,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $927,000 |
$132,000 | $225,000 |
$54,000 | $86,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $3,196,000 |
$159,000 | $744,000 |
$66,000 | $150,000 |
| Unverifiable Information |
4 | $683,000 |
$170,000 | $280,000 |
$47,000 | $77,000 |
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Mortgage Loan App Totals for TRUHOME SOLUTIONS, LLC by:
Metropolitan Area And
County
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